An amount of £62,500 held by the applicant, their partner or both jointly for at least 6 months prior to the date of application can be counted toward the financial requirements. However, an applicant can combine the annual gross income with savings. A spouse visa applicant can also use a minimum savings threshold of £16,000, and additional savings of an amount equivalent to 2.5 times the amount which is the difference between the gross annual income from the permitted legal sources including a gift from a family member or other third party, provided the source of the cash savings is declared.

Where the cash savings held at the date of application are the proceeds of an applicable property sale; the period the property was owned in the 6 months prior to the date of application before it was sold to produce cash savings, can be counted towards the 6 month period. So money held as cash savings at the date of application can have resulted from the sale of a property for the first part of the period of 6 months prior to the date of application and as cash savings for the rest of that 6 month period.